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CT Firefighters Federal Credit Union
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Current Rates & Fee Schedule

Current Rates

All Loans
Effective Date: October 31, 2023
TypeAPRMax Term
Auto New As low as 3.25% 84
Auto Used As low as 4.25% 84
Personal As low as 7.99% 60
Share Secured As low as 3.1% 60
Fixed Home Equity As low as 4.99% 180
HELOC PRIME +0% 10 year draw, 10 year repay
VISA As low as 9.9%  

Savings Accounts
Effective Date: 12/31/2022
$50.00 minimum balance to earn the stated APY. Dividends compounded & credited Quarterly.
Share Savings* 0.10% 0.10%
Share Draft Accounts N/A N/A
Vacation Club 0.10% 0.10%
Christmas Club 0.10% 0.10%
Traditional IRA Savings 1.00% 1.00%
APY = Annual Percentage Yield. *$5.00 Minimum Opening Balance.

Effective Date: January 1, 2021
Share Drafts/Checking
Check Deposit Return Item $10.00
Insufficient Funds $39.00
Individual Stop Payment $10.00
Overdraft Transfer (each item) $5.00/item
Courtesy Pay $32.00
Copies of Checks
If performed with Home Banking - N/C
Copies of Statements $5.00
Balancing Service (per hour) $20.00/hr
Inactive Account Fee (after 6 months) $5.00/mo
Printing Fees (dependent on type ordered) Various
ACH Transactions
Insufficient Funds $39.00
Stop Payment (only after company has been notified) $10.00
Overdraft Transfer (each item) $5.00/item
Cashier's Check $2.00
Retrieval of Cashier's Checks $5.00
Money Orders $2.00
Incorrect Address Fee $3.00
Research Fee ($5 min) $20.00/hr
Levy Fee $10.00
ATM/Debit Cards
Withdrawals $1.00
Inquiries, Transfers, POS Transactions N/C
Card Replacement $10.00
Insufficient Funds Fee $39.00
Overdraft Transfer (each item) $5.00/item
Cash Advance
Foreign Fee 1.00%

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